(800) 495-2886 [email protected]


I have known Karen for years as she is always someone getting involved and giving back to our community with a HUGE heart to help others. Karen’s kind and warm heart are the reason that I refer every client, friend, and family member to her. She is knowledgeable, professional, always get back to people in a timely manner, and goes the extra mile to work hard to find her clients the best policies for the best price. She is very honest and if there is an insurance carrier out there that offers a better policy she will advise her clients of that….it’s incredible to find someone in sales who puts her clients needs above her own commissions, but the fact that she does this has made her the only insurance agent I trust 100%. Thank you Karen for all you have done for me, my family, and my referrals. Your amazing!

Kerrie C. - Santa Rosa, CA

Before our Cobra benefits were exhausted, we had to find new health coverage. We both had pre-existing conditions and were turned down by several health insurance companies. It was getting down to the wire… We called Karen and she looked in to all of our options. We were able to get signed up with a Guaranteed Issue PPO plan that provided the coverage we needed. Karen was there for us, and advised us very thoroughly and professionally through the whole process. We transitioned into our new policy without a lapse in coverage!

Beautiful job, Karen! Thanks so much!

Gail & Fred M ~ Benicia CA

Karen was able to save me hundreds of dollars per year by just updating my insurance policy. I really appreciated it!

Letitia H ~ Santa Rosa

Thank Goodness for Karen Ball.  We were completely confused about the whole Medi-gap issue and knew we weren’t going to make it through without professional guidance.  Karen was recommended to us by another business associate.   We followed the advice and now we wouldn’t purchase any of our insurance without her.  Not only was she extremely knowledgeable, but also, helpful, accomodating, calm, and reassuring.

We enjoyed working with her and will recommend her whenever the chance comes up.

Peggy and Lew Brindle ~ Petaluma

Karen handled the Health Insurance for our law firm.  She was very professional and took care of our needs in a very timely manner.  She has also been really proactive at keeping us up to date on all the new Health Care laws.


Johnston Thomas Attorneys ~ Santa Rosa CA

I use Karen at Pronoeo Insurance for my health insurance needs. I am very happy with the service and that Karen showed me the different options that were available to me. Not only did she save me money, she got me better coverage too.

Thank you Karen!

Duane ~ Santa Rosa

Karen is exceptional… prompt, courteous, professional, and friendly.  We would use her again in a second.

Chad W. ~ Kenwood

Karen’s warmth, competence, and responsiveness helped me decide to change my business insurance broker of record to her firm, and I’m glad I did!

Eloise Tweeten ~ Santa Rosa, CA

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